3. Doorstep lending to people on benefits is inevitably going to end in a lot of debt, harassment for repayment and exploitation.

We saw the reality many people face when it comes to debt. Dot Taylor, 48, has been in and out for work while raising her five children, but when she’s short of cash she uses doorstep lenders. When she doesn’t have enough money to repay them she borrows money from other lenders, and they visit daily to ask for the payments.